Product name

3 Year Discount 1.0% (Reference RAD114)

Rate based on current Standard Variable Rate

4.29% for 3 Years, followed by 5.29% thereafter

Overall cost for comparison:

5.4% APR

Daily/Annual

Annual

Variable/Fixed

Variable

Availability

Available for Purchases and Remortgages up to 80% LTV

Flexibility

Overpayments up to 10% of the capital balance as at 01/01

Fees

Arrangement fee 0.5% of advance, minimum £699
Administration fee £100
Valuation fee (scale)
Telegraphic Transfer fee £25

Early repayment Charge

During first 3 years, 3% of the capital repayment plus closing administration fee, currently £150

Portability

This product is portable

Bath Investment & Building Society is authorised and regulated by the Financial Services Authority for advising, lending and administering Regulated Mortgage Contracts. Our FSA registration number is 206026. English law applies and we will communicate with you in english. We are participants in the Financial Ombudsman Service. We have a complaints procedure which we will provide on request. Most complaints that we cannot resolve can be referred to the Financial Ombudsman Service.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.