Minimum opening balance £1

Minimum operating balance £1

Maximum balance £15,000.00

Interest is calculated on a daily basis and will be credited annually on the 31st December,

Interest can be compounded, transferred into another BIBS account or paid by BACS into a nominated bank account. (cleared funds in 3 working days).

Enhanced rate payable on the first £500, anything above this balance will be paid at the non-enhanced rate. Please refer to our current Savings Rates and Terms & Conditions Booklet.

Only one Futurebuilder account can be held by each child.

On reaching the age of 18 the account automatically transfers into a Lifestyle Instant account.