Lifestyle Tracker Plus
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These account details must be read in conjunction with the current Savings Rates and Terms and Conditions Booklet.

This account is a Tracker account until the 30th September 2011

Account Name

Lifestyle Tracker Plus Issue 2

Interest Rates

Variable Rate

(AER)

Interest Tier

Gross %

AER%

NET%

£1 +

2.5% (Bank Base Rate plus 2% up to the 30th September 2010)

1.5% (Bank Base Rate plus 1% 1st October 2010 to 30th September 2011)

1.25% (1st October 2011 Account matures into the current issue of a Lifestyle 60 account)

Tax Status

Interest is paid net unless a gross registration form has been registered

Conditions for Bonus Payment

Not applicable

Withdrawal arrangements

A charge equivalent to 90 days loss of gross interest on all withdrawals on or before 30th September 2011, if 90 days notice is not given. This charge may be taken from the capital invested. From the 1st October 2011 the account matures into the current issue of a Lifestyle 60 Account, when notice or charge is reduced to 60 days. This charge may be taken from the capital invested

Access

Post/branch/agency/introducers

Minimum opening balance £1

Minimum operating balance £1

Maximum balance £100,000 Sole £200,000 Joint

Tracker accounts follow the Bank of England Base Rate. This account offers 2% above base rate from account opening date to 30th September 2010 and 1% above base rate from 1st October 2010 to 30th September 2011

The account matures into a non-tracker account (current issue Lifestyle 60) from the 1st October 2011

Interest rates on this account are subject to a maximum rate cap of 7%

Only 1 Lifestyle Tracker Plus Issue 2 account can be held by an individual

Interest is calculated on a daily basis and will be credited annually on the 31st December

Interest can be compounded, transferred into another BIBS account or paid by BACS into a nominated bank account. (cleared funds in 3 working days).
Lifestyle Tracker Plus
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