Capital Requirements Directive IV

CRD 4 – Country by country reporting

Article 89 of the Capital Requirements Directive IV (CRD IV) requires credit institutions and investment firms in the EU to disclose annually, specifying, by Member State and by third country in which it has an establishment, the following information on a consolidated basis for the year ended 31 December 2013: name, nature of activities, geographical location, turnover and number of employees, by 1 July 2014.  Bath Building Society meets the definition of a ‘credit institution’.

Reporting for the year ended 31 December 2015 and future periods, will also include profit or loss before tax, tax on profit or loss and public subsidies received.


Type of entity Nature of


Turnover £m

Number of

Bath Investment & Building Society Group

Consisting of:

    United Kingdom £8.4m 62

Bath Investment & Building Society

Building Society (mutual)

Deposit taking and mortgage lending in the United Kingdom

Bath Property Letting Limited

Limited Company

Property letting and property management in the United Kingdom