Buy to Let mortgages

Whether your client is looking for their first investment property or adding to a portfolio, browse our Buy To Let mortgage products – including products for Ltd Companies – to get a good idea of how much they can borrow.

Affordability calculator

Find out how much your client can borrow with our affordability calculators.

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Variable mortgages

The mortgages listed below move on to our Standard Variable Rate, 5.60% (variable), after the initial rate period. Our SVR is increasing to 5.75% (variable) from 1st July 2022.

There may be a limit on how low your interest rate can fall. This is called an ‘interest rate floor’. The interest rate floor applicable to your loan will be specified in your loan documentation.

Product name	Initial rate i	Discount from SVR i	Overall cost for comparison i	Max % LTV i	Product fee i	Mortgage repayment
Buy To Let variable for 2 years See example	3.45%	2.15%	5.5% APRC	80%	£999	£XXX.xx per month See details
Representative example: A mortgage of £135,000 taken out for a period of 18 years on an interest only basis. Monthly instalments: £388.13 per month for 23 months, followed by £631.92 per month for 192 months. Total amount payable: £266,609.63. Total amount of credit: £135,000.00. The total amount payable includes valuation fee £255, product fee £999 and closing fee £100. The overall cost for comparison is 5.5% representative APRC. This example relates to the Buy to Let 3.45% variable for two years product. It is based on our current Standard Variable Rate of 5.60%, with no fees added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Ltd Company Buy To Let variable for 2 years See example	3.45%	2.15%	5.5% APRC	75%	£1,499	£XXX.xx per month See details
Representative example: A mortgage of £135,000.00 taken out for a period of 18 years on an interest only basis. Monthly instalments: £388.13 per month for 23 months, followed by £631.92 per month for 192 months. Total amount payable: £267,109.63. Total amount of credit: £135,000.00. The total amount payable includes valuation fee £255, product fee £1,499 and closing fee £100. The overall cost for comparison is 5.5% representative APRC. This example relates to the Buy to Let 3.45% variable for two years product. It is based on our current Standard Variable Rate of 5.60%, with no fees added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

This section is for use by professional Intermediaries only. If you are a customer please visit our Mortgage section.