With years of experience under our belt we can cater for aspiring first time landlords to portfolio investors. Our personal approach to mortgages allows us to assess each case individually on its own merits. This product requires a minimum 25% deposit and our loans range from £50,000 – £1.5 million.
Our flexible approach allows us to cater on a consumer BTL basis, which can include any of the following scenarios:
- When a family member has occupied or will occupy the property
- The property was inherited, and the applicant owns no other investment properties
- A Let to Buy where the applicant owns no other investment properties.
The mortgages listed below move on to our Standard Variable Rate, 5.60% (variable), after the initial rate period. Our SVR is increasing to 5.75% (variable) from 1st July 2022.
There may be a limit on how low your interest rate can fall. This is called an ‘interest rate floor’. The interest rate floor applicable to your loan will be specified in your loan documentation.