Self Build mortgages
Specialist mortgages for people building their own homes – and we’re proud to have been awarded ‘Best Self Build Lender’ in the 2024 Build It Awards. If your clients are inspired to buy a plot of land and build their own home, we offer a range of Self Build mortgage solutions for people looking to build their own home in England, Scotland or Wales.
Green Self Build mortgages
We are committed to making sustainable home ownership more accessible and affordable for all. We’ve taken our award winning self build products to create a range of green solutions to reward self builders who focus on energy efficiency, carbon reduction and long term cost savings. Green product incentives include no product fees and cashback – payable at the first stage advance to assist with the cost and installation of green features.
Additional features of the green mortgage products include enhanced affordability criteria. This recognises the savings customers will make on their energy bills each month when they achieve a high EPC rating on the build, potentially increasing the amount they could borrow as well as improving the energy efficiency of their home.
How it works
The Bath Building Society Self Build and Custom Build mortgage options are available exclusively through BuildLoan, the UK’s leading provider of construction finance – specialising in financial products for self build properties.
Financing a Self Build mortgage is a specialist process, with no two projects the same. BuildLoan’s expertise in this field can help you confidently find the right Self Build product for your client’s individual circumstances. This includes a professional review of build costs, cashflow analysis and guaranteed stage payments with no formal valuations during the build – all designed to ensure their clients get the money when they need it during their project.
The Bath Building Society products consider traditional, unusual and contemporary construction methods.
