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Mortgages
Every customer is different, so whether you're looking to buy your first home, move house or purchase a buy to let, we pride ourselves on finding the right mortgage for you.
If you want to see what you can afford or browse our range of niche mortgages, you'll find the information you need here.
We're known for our flexible approach to underwriting, so if you have any questions about your circumstances, please contact the team.
Find the right mortgage
Need help choosing the right mortgage for you? Use our selection tool to get started.
Selection tool
Mortgage affordability calculator
Know what kind of mortgage you need but want to check you can afford it? Use our affordability calculators to get a good idea of what your monthly payments might be.
Use calculatorMortgages by customer type
First time buyer
Looking to buy your first home? Explore our range of first time buyer products and use the Selection Tool to find the right mortgage for you.
Find out more
Moving home
Are you a new or existing customer looking to move home? Explore our range of home mover products and use the Selection Tool to find the right mortgage for you.
Find out more
Remortgaging
Find out if you can save money by switching your mortgage to Bath Building Society. Use the Selection Tool to find the right mortgage for you.
Find out more
Buy to let
Whether you are taking your first step in investment property, or growing your portfolio, we've got you covered with a range of specialist Buy To Let mortgages including Buy to let Expat and HMO.
Find out more
Existing customers
Existing Bath Building Society mortgage customers can click here for help and advice about their mortgage account.
Find out moreMortgages by product type
Buy For Uni/Student mortgages
Want to buy a property to live in at university and rent out the other rooms? Our student mortgages allow you to do just that.
Find out moreBuy To Let mortgages
We've designed a range of Buy To Let mortgages for the purchase of rental property. Compare our rates to find one that best suits your needs.
Find out moreBuy To Let Ex Pat mortgages
Our Buy To Let Ex Pat mortgage allows landlords to purchase or remortgage an investment property when living outside the UK.
Find out moreHMO mortgages
We've designed a range of mortgages for Houses with Multiple Occupancy (HMO) for landlords looking to maximise income.
Find out moreRetirement mortgages
Our Retirement Interest Only mortgages help you borrow into retirement. There's no set end date for complete peace of mind.
Find out moreStandard Residential mortgages
Our Standard Residential mortgage range suits applicants who have a deposit of 30%. If you have this deposit, we can provide you with the mortgage you need, as long as you fit our criteria and pass our affordability checks.
Find out moreSelf Build mortgages
We offer mortgages through Buildstore Mortgage Services to help people who want to build their own home.
Find out more- Finding the right mortgage
- Mortgage selection tool
- Mortgage affordability calculator
- Browse mortgages by customer type
- First time buyer
- Moving home
- Remortgaging
- Buy to let
- Browse mortgages by product type
- Buy For Uni/Student mortgages
- Buy To Let mortgages
- Buy To Let Ex Pat mortgages
- HMO mortgages
- Retirement mortgages
- Standard Residential mortgages
- Self Build mortgages
- Browse general mortgage information
- FAQs
- How to complain
- Meet our Mortgage team
- Mortgage news
- Data protection privacy notice
- Contact the mortgage team
- Mortgage Valuation Fees
- Existing customers
- FAQs
General Mortgage Information
Latest mortgage news
Recommend Bath Building Society To Friends And Share £300
As a valued customer of the Society you know that we offer exceptional customer service along with a great product range, so why not spread the word? Recommend a Bath Building Society mortgage to a friend or member of your family and when it completes, we’ll reward you both with £150 - just to say thank you!
It’s so easy to do, so long as you’re an existing customer of the Society, simply pri…
We've opened the door to lending in Scotland
Bath Building Society is now offering mortgages in mainland Scotland. As well as its Standard Residential mortgages, the Society is also making available its range of award winning niche products, which include, Buy-for-Uni, Rent A Room and Parent Assisted mortgage schemes which are designed to help first time buyers get on to the housing ladder. The Society is also offering Buy To Let and Holida…