Mortgages

Mortgages

Every customer is different, so whether you're looking to buy your first home, move house or purchase a buy to let, we pride ourselves on finding the right mortgage for you. 

If you want to see what you can afford or browse our range of niche mortgages, you'll find the information you need here.

We're known for our flexible approach to underwriting, so if you have any questions about your circumstances, please contact the team.

Find the right mortgage

Need help choosing the right mortgage for you? Use our selection tool to get started.

Selection tool

Mortgage affordability calculator

Know what kind of mortgage you need but want to check you can afford it? Use our affordability calculators to get a good idea of what your monthly payments might be.

Use calculator

Mortgages by customer type

First time buyer

Looking to buy your first home? Explore our range of first time buyer products and use the Selection Tool to find the right mortgage for you.

Find out more

Moving home

Are you a new or existing customer looking to move home? Explore our range of home mover products and use the Selection Tool to find the right mortgage for you.

Find out more

Remortgaging

Find out if you can save money by switching your mortgage to Bath Building Society. Use the Selection Tool to find the right mortgage for you.

Find out more

Buy to let

Whether you are taking your first step in investment property, or growing your portfolio, we've got you covered with a range of specialist Buy To Let mortgages including Buy to let Expat and HMO.

Find out more

Existing customers

Existing Bath Building Society mortgage customers can click here for help and advice about their mortgage account.

Find out more

Mortgages by product type

Buy For Uni/Student mortgages

Want to buy a property to live in at university and rent out the other rooms? Our student mortgages allow you to do just that.

Find out more

Buy To Let mortgages

We've designed a range of Buy To Let mortgages for the purchase of rental property. Compare our rates to find one that best suits your needs.

Find out more

Buy To Let Ex Pat mortgages

Our Buy To Let Ex Pat mortgage allows landlords to purchase or remortgage an investment property when living outside the UK.

Find out more

Retirement mortgages

Our Retirement Interest Only mortgages help you borrow into retirement. There's no set end date for complete peace of mind.

Find out more

Standard Residential mortgages

Our Standard Residential mortgage range suits applicants who have a deposit of 30%. If you have this deposit, we can provide you with the mortgage you need, as long as you fit our criteria and pass our affordability checks.

Find out more

Self Build mortgages

We offer mortgages through Buildstore Mortgage Services to help people who want to build their own home.

Find out more

Latest mortgage news

Recommend Bath Building Society To Friends And Share £300

As a valued customer of the Society you know that we offer exceptional customer service along with a great product range, so why not spread the word? Recommend a Bath Building Society mortgage to a friend or member of your family and when it completes, we’ll reward you both with £150 - just to say thank you! 

It’s so easy to do, so long as you’re an existing customer of the Society, simply pri…

Read full story

We've opened the door to lending in Scotland

Bath Building Society is now offering mortgages in mainland Scotland. As well as its Standard Residential mortgages, the Society is also making available its range of award winning niche products, which include, Buy-for-Uni, Rent A Room and Parent Assisted mortgage schemes which are designed to help first time buyers get on to the housing ladder. The Society is also offering Buy To Let and Holida…

Read full story