Remortgaging

Representative example: A mortgage of £130,000 taken out for a period of 18 years on an interest only basis.
Monthly instalments: £297.92 per month for 23 months, followed by £532.07 per month for 192 months.
Total amount payable: £240,563.60
Total amount of credit: £130,000.00
The total amount payable includes administration fee £125, valuation fee £255, product fee £999, completion fee £75 and closing fee £100.
The overall cost for comparison is 4.8% representative APRC.
This example relates to the Buy to Let 2.75% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £130,000 taken out for a period of 18 years on an interest only basis.

Monthly instalments: £297.92 per month for 23 months, followed by £532.07 per month for 192 months.

Total amount payable: £240,864.60

Total amount of credit: £130,000

The total amount payable includes administration fee £125, valuation fee £255, product fee £1,300.00, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.8% representative APRC.

This example relates to the Buy to Let 2.75% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £195,000 taken out for a period of 23 years on an interest only basis.

Monthly instalments: £568.75 per month for 23 months, followed by £798.65 per month for 252 months.

Total amount payable: £411,443.55

Total amount of credit: £195,000

The total amount payable includes administration fee £125, valuation fee £340, product fee £1,462.50, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.9% representative APRC.

This example relates to the Holiday Let 3.50% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £195,000 taken out for a period of 23 years on an interest only basis.

Monthly instalments: £568.75 per month for 23 months, followed by £798.63 per month for 252 months.

Total amount payable: £412,901.01

Total amount of credit: £195,000

The total amount payable includes administration fee £125, valuation fee £340, product fee £2,925, completion fee £75 and closing fee £100.

The overall cost for comparison is 5.0% representative APRC.

This example relates to the Ltd Company Holiday Let 3.50% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £193,000 taken out for a period of 21 years on a repayment basis.

Monthly instalments: £940.65 per month for 35 months, followed by £1,192.74 per month for 216 months.

Total amount payable: £291,911.59

Total amount of credit: £193,000

The total amount payable includes administration fee £125, valuation fee £285, product fee £772, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.2% representative APRC.

This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.

Representative example: A mortgage of £200,000.00 taken out for a period of 32 years on a repayment basis.

Monthly instalments: £697.83 per month for 35 months, followed by £1,005.84 per month for 348 months.

Total amount payable: £375,841.37.

Total amount of credit: £200,000.00.

The total amount payable includes administration fee £125, valuation fee £285, product fee £800.00, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.4% representative APRC.

This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.

Representative example: A mortgage of £59,000 taken out for a period of 17 years on an interest only basis.

Monthly instalments: £149.96 per month for 203 months.

Total amount payable: £90,570.88

Total amount of credit: £59,000

The total amount payable includes administration fee £125, valuation fee £230, product fee £599, completion fee £75 and closing fee £100.

The overall cost for comparison is 3.2% representative APRC.

This example relates to the Retirement mortgage (power of attorney) variable lifetime discount product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

The APRC is based on a mortgage which runs for 17 years. The 17 year term and the APRC are used for illustration purposes only, as the Retirement Mortgage does not have a set term. The actual APRC will depend on how long the mortgage actually runs for. To compare mortgages from different lenders you will need to obtain illustrations for the same term.

Representative example: A mortgage of £100,000 taken out for a period of 17 years on an interest only basis.

Monthly instalments: £295.83 per month for 203 months.

Total amount payable: £161,207.49

Total amount of credit: £100,000

The total amount payable includes administration fee £125, valuation fee £255, product fee £599, completion fee £75 and closing fee £100.

The overall cost for comparison is 3.7% representative APRC.

This example relates to the Retirement mortgage (non power of attorney) variable lifetime discount product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £135,000 taken out for a period of 19 years on an interest only basis.

Monthly instalments: £370.13 per month for 23 months, followed by £552.84 per month for 204 months.

Total amount payable: £258,184.85

Total amount of credit: £135,000

The total amount payable includes administration fee £125, valuation fee £580, product fee £1,012.50, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.9% representative APRC.

This example relates to the HMO 3.29% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £135,000 taken out for a period of 19 years on an interest only basis.

Monthly instalments: £370.13 per month for 23 months, followed by £552.84 per month for 204 months.

Total amount payable: £259,197.35

Total amount of credit: £135,000

The total amount payable includes administration fee £125, valuation fee £580, product fee £2,025, completion fee £75 and closing fee £100.

The overall cost for comparison is 5.0% representative APRC.

This example relates to the HMO 3.29% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £168,000 taken out for a period of 36 years on a repayment basis.

Monthly instalments: £636.29 per month for 35 months, followed by £818.41 per month for 396 months.

Total amount payable: £347,617.51

Total amount of credit: £168,000

The total amount payable includes administration fee £125, valuation fee £285, product fee £672, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.7% representative APRC.

This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.

Representative example: A mortgage of £200,000 taken out for a period of 23 years on an interest only basis.
Monthly instalments: £531.67 per month for 59 months, followed by £819.05 per month for 216 months.
Total amount payable: £409,867.33.
Total amount of credit: £200,00.00.
The total amount payable includes administration fee £125, valuation fee £285, product fee £999 completion fee £75 and closing fee £100.
The overall cost for comparison is 4.5% representative APRC.
This example relates to the Buy to Let 3.19% fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £130,000 taken out for a period of 18 years on an interest only basis.
Monthly instalments: £323.92 per month for 23 months, followed by £532.19 per month for 192 months.
Total amount payable: £241,184.64
Total amount of credit: £130,000.00
The total amount payable includes administration fee £125, valuation fee £255, product fee £999, completion fee £75 and closing fee £100.
The overall cost for comparison is 4.8% representative APRC.
This example relates to the Buy to Let 2.99% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £200,000.00 taken out for a period of 23 years on an interest only basis.
Monthly instalments: £531.67 per month for 59 months, followed by £819.05 per month for 216 months.
Total amount payable: £410,422.33
Total amount of credit: £200,000.00
The total amount payable includes administration fee £125, valuation fee £340, product fee £1,499, completion fee £75 and closing fee £100.
The overall cost for comparison is 4.5% representative APRC.
This example relates to the Buy to Let 3.19% fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £130,000 taken out for a period of 18 years on an interest only basis.
Monthly instalments: £323.92 per month for 23 months, followed by £532.19 per month for 192 months.
Total amount payable: £241,485.64.
Total amount of credit: £130,000.00.
The total amount payable includes administration fee £125, valuation fee £285, product fee £1,300, completion fee £75 and closing fee £100.
The overall cost for comparison is 4.8% representative APRC.
This example relates to the Buy to Let 2.99% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £215,000 taken out for a period of 20 years on an interest only basis.

Monthly instalments: £714.88 per month for 23 months, followed by £880.95 per month for 216 months.

Total amount payable: £424,034.94

Total amount of credit: £215,000

The total amount payable includes administration fee £125, valuation fee £395, product fee £1,612.50, completion fee £75 and closing fee £100.

The overall cost for comparison is 5.0% representative APRC.

This example relates to the Holiday Let 3.99% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £234,000 taken out for a period of 17 years on an interest only basis.

Monthly instalments: £797.55 per month for 59 months, followed by £959.10 per month for 144 months.

Total amount payable: £423,370.85

Total amount of credit: £234,000

The total amount payable includes administration fee £125, valuation fee £395, product fee £3,510, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.9% representative APRC.

This example relates to the Holiday Let 4.09% fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £215,000 taken out for a period of 20 years on an interest only basis.

Monthly instalments: £714.88 per month for 23 months, followed by £880.91 per month for 216 months.

Total amount payable: £425,638.80

Total amount of credit: £215,000

The total amount payable includes administration fee £125, valuation fee £395, product fee £3,225, completion fee £75 and closing fee £100.

The overall cost for comparison is 5.0% representative APRC.

This example relates to the Holiday Let 3.99% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £164,000 taken out for a period of 16 years on a repayment basis.

Monthly instalments: £1,056.48 per month for 59 months, followed by £1,187.15 per month for 132 months.

Total amount payable: £220,277.12

Total amount of credit: £164,000

The total amount payable includes administration fee £125, valuation fee £285, product fee £656, completion fee £75 and closing fee £100.

The overall cost for comparison is 3.9% representative APRC.

This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.

Representative example: A mortgage of £170,000 taken out for a period of 27 years on a repayment basis.
Monthly instalments: £812.38 per month for 59 months, followed by £929.94 per month for 264 months.
Total amount payable: £294,669.58
Total amount of credit: £170,000.00
The total amount payable includes administration fee £125, valuation fee £255, product fee £680.00, completion fee £75 and closing fee £100.
The overall cost for comparison is 4.5% representative APRC.
This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.

Representative example: A mortgage of £200,000 taken out for a period of 32 years on a repayment basis.

Monthly instalments: £844.14 per month for 35 months, followed by £1,022.24 per month for 348 months.

Total amount payable: £386,669.42

Total amount of credit: £200,000.00

The total amount payable includes administration fee £125, valuation fee £285, product fee £800, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.7% representative APRC.

This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.

Representative example: A mortgage of £135,000 taken out for a period of 19 years on an interest only basis.

Monthly instalments: £415.13 per month for 23 months, followed by £553.05 per month for 204 months.

Total amount payable: £259,262.69

Total amount of credit: £135,000

The total amount payable includes administration fee £125, valuation fee £580, product fee £1,012.50, completion fee £75 and closing fee £100.

The overall cost for comparison is 5.0% representative APRC.

This example relates to the HMO 3.69% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £190,000 taken out for a period of 19 years on an interest only basis.

Monthly instalments: £615.92 per month for 59 months, followed by £778.86 per month for 168 months.

Total amount payable: £359,492.76

Total amount of credit: £190,000

The total amount payable includes administration fee £125, valuation fee £580, product fee £1,425, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.8% representative APRC.

This example relates to the HMO 3.89% fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £190,000 taken out for a period of 19 years on an interest only basis.

Monthly instalments: £615.92 per month for 59 months, followed by £778.89 per month for 168 months.

Total amount payable: £360,922.80.

Total amount of credit: £190,000.

The total amount payable includes administration fee £125, valuation fee £580, product fee £2,850, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.8% representative APRC.

This example relates to the HMO 3.89% fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £135,000 taken out for a period of 19 years on an interest only basis.

Monthly instalments: £415.13 per month for 23 months, followed by £553.05 per month for 204 months.

Total amount payable: £260,275.19

Total amount of credit: £135,000

The total amount payable includes administration fee £125, valuation fee £580, product fee £2,025, completion fee £75 and closing fee £100.

The overall cost for comparison is 5.0% representative APRC.

This example relates to the HMO 3.69% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £104,000 taken out for a period of 25 years on a repayment basis.

Monthly instalments: £526.77 per month for 23 months, followed by £599.85 per month for 276 months.

Total amount payable: £178,204.31

Total amount of credit: £104,000

The total amount payable includes administration fee £125, valuation fee £230, product fee £0, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.8% representative APRC.

This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.

Representative example: A mortgage of £168,000 taken out for a period of 36 years on a repayment basis.

Monthly instalments: £664.90 per month for 35 months, followed by £820.99 per month for 396 months.

Total amount payable: £349,640.54

Total amount of credit: £168,000

The total amount payable includes administration fee £125, valuation fee £285, product fee £672, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.7% representative APRC.

This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.

Representative example: A mortgage of £184,000 taken out for a period of 34 years on a repayment basis.

Monthly instalments: £771.83 per month for 59 months, followed by £912.89 per month for 348 months.

Total amount payable: £364,544.69

Total amount of credit: £184,000

The total amount payable includes administration fee £125, valuation fee £285, product fee £736, completion fee £75 and closing fee £100.

The overall cost for comparison is 4.6% representative APRC.

This example is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personal illustration for your own particular requirements.