Rent a room mortgages
Found your ideal home but your income isn’t quite enough to get the mortgage you need? Your spare room can help. Our exclusive Rent A Room mortgage lets you use rental income from letting out a spare room to get the mortgage you want, and can help towards your monthly payments. This is especially useful for first time buyers who may need that income boost to get on the property ladder.
Use our affordability calculator to get an idea of how much you could borrow. This calculator will work out the maximum amount you could borrow, assuming the rental income received would cover at least 50% of the mortgage. Please contact the team if you have questions about your specific circumstances.