Self Build mortgages
Specialist mortgages for people dreaming of buying a plot of land and building their own home – now including a range of incentivised Green Self Build products.
We are proud to have been awarded ‘Best Self Build Lender’ in the 2024 Build It Awards. A self build mortgage is designed to fund a range of home building plans, including self and custom build. It’s different to a traditional mortgage as funds are released in stages.
Green Self Build Mortgages
We are committed to making sustainable home ownership more accessible and affordable for all. We’ve taken our award winning Self Build products to create a range of green solutions to reward self builders who focus on energy efficiency, carbon reduction and long term cost savings. Green product incentives include cashback – payable at the first stage advance to assist with the cost and installation of green features – and no product fees.
Additional features of the green mortgage products include enhanced affordability criteria. This recognises the savings customers who achieve high EPC on their build will make on their energy bills each month, potentially increasing the amount they are able to borrow as well as improving the energy efficiency of their homes.
How it works
The Bath Building Society Self Build and Custom Build mortgage options are available exclusively through BuildStore, the UK’s leading provider of construction finance – specialising in financial products for self build properties.
Financing a Self Build mortgage is a specialist process, with no two projects the same. BuildStore’s expertise in this field can help you confidently find the right Self Build product for your circumstances. This includes a professional review of build costs, cashflow analysis and guaranteed stage payments with no formal valuations during the build – all designed to ensure customers get the money when they need it during the build project.
The Bath Building Society products are available for Self Builds in England, Scotland and Wales. We consider traditional, unusual and modern construction methods. Contact BuildStore to discuss your individual circumstances.
Mortgages are secured against your home. You could lose your home if you do not keep up payments on your mortgage.
Frequently Asked Questions
Here are some Self Build Mortgage FAQs to help with your research of this mortgage product.
