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Shared ownership mortgages

*PLEASE NOTE OUR SHARED OWNERSHIP MORTGAGES ARE TEMPORARILY UNAVAILABLE AS WE UPDATE OUR PRODUCT RANGE. IF YOU WOULD LIKE TO KNOW WHEN THE NEW PRODUCTS ARE AVAILABLE PLEASE SIGN UP FOR OUR NEWSLETTER.*

Our Shared Ownership mortgages are designed to help you buy an initial share of between 30-75% of a home and pay an affordable rent on the remaining share, through shared ownership with a Housing Association. You have the option to buy a larger share at a later date.

Affordability calculator

Find out how much you can borrow with our affordability calculators.

Monthly payments calculator

Use the calculator to find out what your monthly payments might be based on the mortgage product and the type and term of your borrowing.

Mortgage details

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This is the maximum amount based on the information you provided. Your mortgage adviser will take you through the application process and will calculate the amount you can afford to borrow based on your income after the deduction of those expenses and commitments. Further restrictions may apply for specialist products.

Useful stuff

Mortgage Conditions

Tariff of Mortgage Fees

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