Mortgage Products for Individuals


We have a small mortgage team which aims to offer a high standard of personal and flexible service; we are known for our flexible approach to underwriting.

All applications are judged on merit and decisions are made on the basis of the applicants’ individual circumstances by experienced underwriters rather than computers. Our speciality is to consider applications that are a little bit out of the ordinary, where the case requires an element of sensible judgement. We specalise in first time buyer mortgages but can also help landlords including those with a property portfolio.  Whilst in exceptional circumstances we will lend up to 100% of the property value, most of our lending is 80% or below. We do not offer sub-prime or self-certification mortgages. We do not lend in Scotland or Northern Ireland.

We have a range of Mortgage products to offer you from Residential Mortgages and Buy to Let products to Parent Assisted Mortgages and Mortgages for Students moving away to University. Have a look at our range and get in touch with our Mortgage Sales team on 01225 475737 or mortgages@bibs.co.uk 

Related Information