Instant Access Savings Accounts

Earn interest on your savings while still retaining instant access. With one of our Instant Access Savings Accounts, you can make as many deposits or withdrawals as you like.

Why consider an Instant Access Savings account?

Suitable for savers who:

Want instant access to their savings
Want to save as little or as much as they can each month
Want to manage the account online, by phone or in our Branches & Agencies

Not for savers who:

Want a fixed rate of interest

Our Instant Access Savings accounts

Account name	Interest rate (AER) i		Variable/Fixed i	Min/Max amount i	Withdrawals i
Instant ISA	£1+ From July 01, 2022	1.09% 1.19%	Variable	£1 - max annual allowance	Yes and without penalty	See details
Instant Access	£1-£100,000 From July 01, 2022 £100,000+	0.89% 1.04% 0.00%	Variable	£1 - £500,000	Yes and without penalty	See details
Junior Saver	£1 - £5,000 From July 01, 2022 £5,000 +	2.35% 2.50% 0.00%	Variable	£1 - £100,000	Yes and without penalty	See details