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Instant Access accounts

Earn interest on your savings while still retaining instant access. You can make as many deposits or withdrawals as you like.

Why consider an Instant Access account?

Suitable for savers who:

  • Want instant access to their savings
  • Want to save as little or as much as they can each month
  • Want to manage the account online, by phone or in our Branches & Agencies

Not for savers who:

  • Want a fixed rate of interest

Our Instant Access accounts

Account nameInterest rate (AER) iVariable/Fixed iMin/Max amount iWithdrawals i 
Instant ISA£1+
From March 01, 2022
0.50%
0.70%
Variable£1 - max annual allowanceYes and without penalty See details
Instant account£1-£100,000
From March 01, 2022
£100,000+
0.25%
0.45%
0.00%
Variable£1 - £500,000Yes and without penalty See details
Junior Saver£1 - £5,000
From March 01, 2022
£5,000 +
1.80%
1.90%
0.00%
Variable£1 - £100,000Yes and without penalty See details

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