Instant Access accounts
Earn interest on your savings while still retaining instant access. You can make as many deposits or withdrawals as you like.
Why consider an Instant Access account?
Suitable for savers who:
- Want instant access to their savings
- Want to save as little or as much as they can each month
- Want to manage the account online, by phone or in our Branches & Agencies
Not for savers who:
- Want a fixed rate of interest
Our Instant Access accounts
| Account name | Interest rate (AER) i | Variable/Fixed i | Min/Max amount i | Withdrawals i | ||
|---|---|---|---|---|---|---|
| Instant ISA | £1+ From March 01, 2022 | 0.50% 0.70% | Variable | £1 - max annual allowance | Yes and without penalty | See details |
| Instant account | £1-£100,000 From March 01, 2022 £100,000+ | 0.25% 0.45% 0.00% | Variable | £1 - £500,000 | Yes and without penalty | See details |
| Junior Saver | £1 - £5,000 From March 01, 2022 £5,000 + | 1.80% 1.90% 0.00% | Variable | £1 - £100,000 | Yes and without penalty | See details |
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Also in this section
- Browse Personal Savings Accounts
- Compare all accounts
- View all interest rates
- Instant Access accounts
- Tax Free / ISA accounts
- Regular Saver accounts
- Notice accounts
- Fixed Rate accounts
- Children's accounts
- Payroll Savings