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Instant Access accounts

Earn interest on your savings while still retaining instant access. You can make as many deposits or withdrawals as you like.

Why consider an Instant Access account?

Suitable for savers who:

  • Want instant access to their savings
  • Want to save as little or as much as they can each month
  • Want to manage the account online, by phone or in our Branches & Agencies

Not for savers who:

  • Want a fixed rate of interest

Our Instant Access accounts

Account name Interest rate (AER) i Variable/Fixed i Min/Max amount i Withdrawals i  
Instant ISA £1+
0.50%
Variable £1 - max annual allowance Yes and without penalty See details
Instant account £1-£100,000
£100,000+
0.25%
0.00%
Variable £1 - £500,000 Yes and without penalty See details
Junior Saver £1 - £5,000
£5,000 +
1.80%
0.00%
Variable £1 - £100,000 Yes and without penalty See details

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We're here to listen

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