Chris joined the Board in 2013 and is Vice-Chairman, Senior Independent Director.  He also chairs the Risk Committee.  Chris is a Solicitor who has spent most of his professional life working in financial services.  After 8 years in private practice he joined Cheltenham & Gloucester plc where latterly he was Company Secretary and General Counsel.  After leaving C&G in 2010 he ran his own business consultancy practice advising a variety of clients.  He is married with two adult children.