What is the source of your personal information?

We will generally collect your personal information from you directly.  

In addition, we obtain your personal information from other sources such as a Credit Reference Agency, publicly available directories and information (eg telephone directory, social media, internet, news articles), other organisations to assist in prevention and detection of crime, police and law enforcement agencies.  

Some of the personal information obtained from the Credit Reference Agency will have originated from publicly accessible sources.  In particular, Credit Reference Agencies draw on court decisions, bankruptcy registers and the electoral register (also known as the electoral roll).  We explain more about Credit Reference Agencies below.  We have also mentioned above in the lists of personal information that we process some of the CRAs’ other sources of information (which are our own source of information too).