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Membership benefits

As a Building Society, we’re a mutual organisation, which means you’re more than just a customer. We don’t have shareholders, we are owned by our Members, so when you open a savings account or take out a mortgage with us, you become a Member of Bath Building Society. So what does being a Member actually mean for you?

As a Bath Building Society Member, you’re part of one of the strongest Building Societies in the UK, and we put your interests at the heart of everything we do. We aim to ensure our Members are the first to hear about new rates and from time to time we offer special rates to our most loyal members. If you would like to be amongst the first to hear about these please register for our newsletter.

To be a full voting Member you must have balances above £100 and be aged 18 and above. The first person named on a joint mortgage or savings account is called the ‘Representative Joint Borrower’ and the only person named on the account who is entitled to vote. You can choose the order in which borrowers are named on the account. This is further explained in our Society’s Rules (a copy is available on request).

Voting Members help shape the future of the Society by voting on key decisions at our Annual General Meeting (AGM) on a number of issues including the election of directors and appointment of auditors. You can also ask questions about future plans, nominate directors, or stand for a position yourself.

And because Building Societies don’t have to pay shareholder dividends, we can reinvest profits to benefit Members. From investment in local community projects to improving the products and services we offer, as well as great personal service in our Branches, online or over the phone.

At Bath Building Society we also offer a number of Member benefits including:

  • Scam Awareness training
  • Dementia Friends workshops
  • Financial education

Customer feedback

Read what our members say about Bath Building Society on the review platform, Smart Money People

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