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First time buyer

Buying your first home is one of the most exciting things you’ll do. There’s so much to think about but we can help find the right mortgage for you with our wide range of products designed specifically for first time buyers. To make a start, read our introduction to mortgages, find out more about applying for a mortgage and use our Selection Tool to find the right mortgage for you.

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Affordability calculator

Find out how much you can borrow with our affordability calculators.

Useful stuff

Mortgage Conditions

Tariff of Mortgage Fees

Mortgage products withdrawal

Our mortgage products are temporarily unavailable as we manage our current application volume while maintaining service standards. We’ll reintroduce our full range once we’ve caught up with existing applications, please check back for updates.​​​​​​​​​​​​ We apologise for any inconvenience caused.