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Moving home

Ready to make the next move? Upsizing, downsizing or moving to a new area, we have a range of mortgages available if you’re moving house. Use our Selection Tool to find the right mortgage for you.

Affordability calculator

Find out how much you can borrow with our affordability calculators.

Variable mortgages

Our Standard Variable Rate (SVR) is currently 8.39% (variable).

There may be a limit on how low your interest rate can fall. This is called an ‘interest rate floor’. The interest rate floor applicable to your loan will be specified in your loan documentation.

Product name
Residential variable for 2 years
Initial rate
5.74%
Discount from SVR
2.65%
Overall cost for comparison
7.9% APRC
Max LTV %
80%
Product fee
£999
Product name
Fee Saver 95% Residential variable for 2 years
Initial rate
6.79%
Discount from SVR
1.60%
Overall cost for comparison
8.2% APRC
Max LTV %
95%
Product fee
£0
Product name
Fee Saver 80% Residential variable for 2 years
Initial rate
5.99%
Discount from SVR
2.40%
Overall cost for comparison
7.9% APRC
Max LTV %
80%
Product fee
£0
Product name
95% Residential variable for 2 years
Initial rate
6.44%
Discount from SVR
1.95%
Overall cost for comparison
8.2% APRC
Max LTV %
95%
Product fee
£999
Product name
100% Buy For University variable
Initial rate
6.39%
Discount from SVR
2.00%
Overall cost for comparison
7.6% APRC
Max LTV %
100%
Product fee
0
Product name
80% Buy For University variable
Initial rate
6.19%
Discount from SVR
2.20%
Overall cost for comparison
7.5% APRC
Max LTV %
80%
Product fee
0
Product name
Retirement mortgage (power of attorney) variable lifetime discount
Initial rate
6.19%
Discount from SVR
2.20%
Overall cost for comparison
6.4% APRC
Max LTV %
50%
Product fee
0
Product name
Retirement mortgage (non power of attorney) variable lifetime discount
Initial rate
6.69%
Discount from SVR
1.70%
Overall cost for comparison
6.9% APRC
Max LTV %
50%
Product fee
0
Product name
85% Rent A Room variable for 2 years
Initial rate
6.24%
Discount from SVR
2.15%
Overall cost for comparison
8.2% APRC
Max LTV %
85%
Product fee
£999

Fixed rate mortgages

The mortgages listed below move on to our Standard Variable Rate (SVR), 8.39% (variable) after the initial rate period.

Product name
Residential fixed for 5 years
See example
Initial rate
4.99%
Overall cost for comparison
7.0% APRC
Max LTV %
80%
Product fee
£999
Product name
95% Residential fixed for 5 years
See example
Initial rate
5.49%
Overall cost for comparison
7.5% APRC
Max LTV %
95%
Product fee
£999
Product name
Residential fixed for 2 years
See example
Initial rate
5.49%
Overall cost for comparison
7.7% APRC
Max LTV %
80%
Product fee
£999
Product name
95% Residential fixed for 2 years
See example
Initial rate
5.99%
Overall cost for comparison
8.1% APRC
Max LTV %
95%
Product fee
£999
Product name
85% Rent A Room fixed for 2 years
See example
Initial rate
5.99%
Overall cost for comparison
7.1% APRC
Max LTV %
85%
Product fee
£999
Product name
85% Rent A Room fixed for 5 years
See example
Initial rate
5.49%
Overall cost for comparison
7.6% APRC
Max LTV %
85%
Product fee
£999

Useful stuff

Mortgage Conditions

Tariff of Mortgage Fees