Moving home

Representative example: A mortgage of £210,000.00 taken out for a period of 18 years on a repayment basis.
Monthly instalments: £1,232.03 per month for 23 months, followed by £1,520.32 per month for 192 months.
Total amount payable: £321,677.13.
Total amount of credit: £210,000.00.
The total amount payable includes valuation fee £340, product fee £999 and closing fee £100.
The overall cost for comparison is 5.2% representative APRC.
This example is based on our Residential variable for two years product.  It is based on our current Standard Variable Rate of 5.60%, with no fees added to the mortgage.

Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £200,000.00 taken out for a period of 30 years on a repayment basis.
Monthly instalments: £920.84 per month for 23 months, followed by £1,141.09 per month for 336 months.
Total amount payable: £405,969.56.
Total amount of credit: £200,000.00.
The total amount payable includes valuation fee £285, product fee £999 and closing fee £100.
The overall cost for comparison is 5.5% representative APRC.
This example is based on our 95% Residential variable for 2 years product. It is based on our current Standard Variable Rate of 5.60%, with fees not added to the mortgage.

Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £180,000.00 taken out for a period of 11 years on an interest only basis.
Monthly instalments: £675 per month for 59 months, followed by £843.56 per month for 72 months.
Total amount payable: £281,615.32.
Total amount of credit: £180,000.00.
The total amount payable includes valuation fee £255, product fee £699 and closing fee £100.
The overall cost for comparison is 5.2% representative APRC.
This example is based on our 100% Buy For University product.  It is based on our current Standard Variable Rate of 5.60%, with fees not added to the mortgage.

Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £195,000.00 taken out for a period of 17 years on an interest only basis.
Monthly instalments: £698.75 per month for 59 months, followed by £913.67 per month for 144 months.
Total amount payable: £368,878.73.
Total amount of credit: £195,000.00.
The total amount payable includes valuation fee £285, product fee £699 and closing fee £100.
The overall cost for comparison is 5.3% representative APRC. This example is based on our 80% Buy For University product.  It is based on our current Standard Variable Rate of 5.60%, with fees not added to the mortgage.

Please ask for a personalised illustration for your own particular requirements.

Representative example: A mortgage of £95,000.00 taken out for a period of 17 years on an interest only basis.
Monthly instalments: £296.88 per month for 203 months.
Total amount payable: £156,320.64.
Total amount of credit: £95,000.00.
The total amount payable includes valuation fee £255, product fee £699 and closing fee £100.
The overall cost for comparison is 3.9% representative APRC.
The APRC is based on a mortgage which runs for 17 years. The 17 year term and the APRC are used for illustration purposes only, as the Retirement Mortgage does not have a set term. The actual APRC will depend on how long the mortgage actually runs for. To compare mortgages from different lenders you will need to obtain illustrations for the same term.

Representative example: A mortgage of £110,000.00 taken out for a period of 18 years on an interest only basis.
Monthly instalments: £389.58 per month for 215 months.
Total amount payable: £194,843.70.
Total amount of credit: £110,00.00.
The total amount payable includes valuation fee £285, product fee £699 and closing fee £100.
The overall cost for comparison is 4.4% representative APRC.
The APRC is based on a mortgage which runs for 18 years. The 18 year term and the APRC are used for illustration purposes only, as the Retirement Mortgage does not have a set term. The actual APRC will depend on how long the mortgage actually runs for. To compare mortgages from different lenders you will need to obtain illustrations for the same term.

This example relates to the Retirement mortgage (non power of attorney) variable lifetime discount product. It is based on our current Standard Variable Rate of 5.60%, with fees not added to the mortgage.

Please ask for a personalised illustration for your own specific requirements.

Representative example: A mortgage of £135,000.00 taken out for a period of 34 years on a repayment basis.
Monthly instalments: £581.91 per month for 23 months, followed by £736.78 per month for 384 months.
Total amount payable: £297,661.45.
Total amount of credit: £135,000.00.
The total amount payable includes valuation fee £255, product fee £999 and closing fee £100.
The overall cost for comparison is 5.6% representative APRC. This example is based on our 80% Rent A Room variable for 2 years product.  It is based on our current Standard Variable Rate of 5.60%, with fees not added to the mortgage.

Please ask for a personalised illustration for your own particular requirements.