Moving home
Ready to make the next move? Upsizing, downsizing or moving to a new area, we have a range of mortgages available if you’re moving house. Use our Selection Tool to find the right mortgage for you.
Ready to make the next move? Upsizing, downsizing or moving to a new area, we have a range of mortgages available if you’re moving house. Use our Selection Tool to find the right mortgage for you.
Affordability calculator
Find out how much you can borrow with our affordability calculators.
The mortgages listed below move on to our Standard Variable Rate, 5.60% (variable), after the initial rate period. Our SVR is increasing to 5.75% (variable) from 1st July 2022.
There may be a limit on how low your interest rate can fall. This is called an ‘interest rate floor’. The interest rate floor applicable to your loan will be specified in your loan documentation.
Product name | Initial rate i | Discount from SVR i | Overall cost for comparison i | Max % LTV i | Product fee i | Mortgage repayment |
---|---|---|---|---|---|---|
Residential variable for 2 years See example | 2.69% | 2.91% | 5.2% APRC | 80% | £999 | £XXX.xx
per month
See details |
Representative example: A mortgage of £210,000.00 taken out for a period of 18 years on a repayment basis. Please ask for a personalised illustration for your own particular requirements. | ||||||
95% Residential variable for 2 years See example | 3.69% | 1.91% | 5.5% APRC | 95% | £999 | £XXX.xx
per month
See details |
Representative example: A mortgage of £200,000.00 taken out for a period of 30 years on a repayment basis. Please ask for a personalised illustration for your own particular requirements. | ||||||
100% Buy For University variable See example | 4.50% | 1.10% | 5.2% APRC | 100% | £699 | £XXX.xx
per month
See details |
Representative example: A mortgage of £180,000.00 taken out for a period of 11 years on an interest only basis. Please ask for a personalised illustration for your own particular requirements.
| ||||||
80% Buy For University variable See example | 4.30% | 1.30% | 5.3% APRC | 80% | £699 | £XXX.xx
per month
See details |
Representative example: A mortgage of £195,000.00 taken out for a period of 17 years on an interest only basis. Please ask for a personalised illustration for your own particular requirements. | ||||||
Retirement mortgage (power of attorney) variable lifetime discount See example | 3.75% | 1.85% | 3.9% APRC | 50% | £699 | £XXX.xx
per month
See details |
Representative example: A mortgage of £95,000.00 taken out for a period of 17 years on an interest only basis. | ||||||
Retirement mortgage (non power of attorney) variable lifetime discount See example | 4.25% | 1.35% | 4.4% APRC | 50% | £699 | £XXX.xx
per month
See details |
Representative example: A mortgage of £110,000.00 taken out for a period of 18 years on an interest only basis. This example relates to the Retirement mortgage (non power of attorney) variable lifetime discount product. It is based on our current Standard Variable Rate of 5.60%, with fees not added to the mortgage. Please ask for a personalised illustration for your own specific requirements. | ||||||
80% Rent A Room variable for 2 years See example | 3.69% | 1.91% | 5.6% APRC | 80% | £999 | £XXX.xx
per month
See details |
Representative example: A mortgage of £135,000.00 taken out for a period of 34 years on a repayment basis. Please ask for a personalised illustration for your own particular requirements. |
Mortgage Conditions
Tariff of Mortgage Fees