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Retirement mortgages

We’re proud to support mortgage customers of all ages and our Retirement Interest Only mortgages are aimed to meet the needs of borrowers aged 55 plus, who are looking to release equity, remortgage with us or move home. Household income must be at least £20,000 after deductions (usually pension income). Our retirement mortgage has no set end date, giving peace of mind that the mortgage term isn’t coming to an end.

Here you’ll find all the information you need to know about our Retirement mortgages.

Affordability calculator

Find out how much your client can borrow with our affordability calculators.


Variable mortgages

Product name
Retirement mortgage (power of attorney) variable lifetime discount

Product code: SDD008
Initial rate
5.99%
Discount from SVR
2.20%
Overall cost for comparison
6.2% APRC
Max LTV %
50%
Product fee
0
Product name
Retirement mortgage (non power of attorney) variable lifetime discount

Product code: TDD008
Initial rate
6.49%
Discount from SVR
1.70%
Overall cost for comparison
6.7% APRC
Max LTV %
50%
Product fee
0

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