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Mortgages

Every customer is different, so whether you’re looking to buy your first home, move house or purchase a buy to let, we pride ourselves on finding the right mortgage for you.

If you want to see what you can afford or browse our range of niche mortgages, you’ll find the information you need here.

We’re known for our flexible approach to underwriting, so if you have any questions about your circumstances, please contact the team.

Mortgages by product type

Buy For Uni

Want to buy a property to live in at university and rent out the other rooms? Our student mortgages allow you to do just that.

Buy To Let

We’ve designed a range of Buy To Let mortgages for the purchase of rental property. Compare our rates to find one that best suits your needs.

HMO (home with multiple occupancy)

We’ve designed a range of mortgages for Houses with Multiple Occupancy (HMO) for landlords looking to maximise income.

Holiday Let

Want to buy a home to rent out to holiday makers? We’re one of a handful of lenders offering Holiday Let mortgages in England, Wales and mainland Scotland.

Rent a Room

Our exclusive Rent A Room mortgage lets first time buyers take rental income into account when seeing what they can afford.

Retirement (RIO)

Our Retirement Interest Only mortgages help you borrow into retirement. There’s no set end date for complete peace of mind.

Self Build

We offer mortgages through Buildstore Mortgage Services to help people who want to build their own home.

Shared Ownership

Help To Buy is an affordable way to get a foot on the property ladder. Our Shared Ownership mortgages allow you to buy an initial share of between 30-75% of a home and pay an affordable rent on the remaining share, with the option to buy a larger share at a later date.

Standard Residential

Our Standard Residential mortgage range suits applicants who have a minimum 10% deposit. If you have this, we can provide the mortgage you need, as long as you fit our criteria and pass affordability checks.

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