Rent A Room mortgages

Customers could borrow more by including income from renting a room out

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Some of the most popular questions Intermediaries ask us.

FAQs

NEW - Online Criteria Hub

The quickest way to check our residential and BTL criteria.

Criteria Hub

Intermediaries

Welcome to Bath Building Society for Intermediaries. If you think your clients could benefit from our flexible approach to lending, find out more about our niche product range and manual underwriting service here.

You can browse product details and submit an application online using our Broker Online service. You can also download an application form. If you have any questions, please contact us.

You can also find more information about our Data Protection Privacy Notice and Mortgage Broker Privacy Notice.

Broker Online

Mortgages by product type

Buy For Uni

Want to buy a property to live in at university and rent out the other rooms? Our student mortgages allow you to do just that.

Buy To Let

We’ve designed a range of Buy To Let mortgages for the purchase of rental property. Compare our rates to find one that best suits your needs.

HMO (home with multiple occupancy)

We’ve designed a range of mortgages for Houses with Multiple Occupancy (HMO) for landlords looking to maximise income.

Holiday Let

Want to buy a home to rent out to holiday makers? We’re one of a handful of lenders offering Holiday Let mortgages in England, Wales and mainland Scotland.

Rent a Room

Our exclusive Rent A Room mortgage lets first time buyers take rental income into account when seeing what they can afford.

Retirement (RIO)

Our Retirement Interest Only mortgages help you borrow into retirement. There’s no set end date for complete peace of mind.

Shared Ownership

Help To Buy is an affordable way to get a foot on the property ladder. Our Shared Ownership mortgages allow you to buy an initial share of between 30-75% of a home and pay an affordable rent on the remaining share, with the option to buy a larger share at a later date.

Standard Residential

Our Standard Residential mortgage range suits applicants who have a minimum 10% deposit. If you have this, we can provide the mortgage you need, as long as you fit our criteria and pass affordability checks.

News for Intermediaries

Intermediaries June 24, 2021

Time to tell us what you think

This survey has now closed. Fancy a chance to win some delicious treats delivered to your door from our favourite […]

Intermediaries May 25, 2021

Intermediaries can now search Residential & Buy To Let criteria on the website.

We are pleased to be able to provide all our mortgage criteria on the website, providing a much more streamlined, […]

Intermediaries March 23, 2021

Mortgage lending at record high

Bath Building Society has announced its financial results for 2020. Despite having to cope with significant operational challenges arising from […]

Intermediaries July 29, 2020

Stamp Duty Calculator

With temporary changes made to the amount of stamp duty paid on all residential purchases until 30th June 2021, homebuyers […]

Intermediaries March 23, 2020

Bank of England Base Rate Change

On Thursday, 19th March, the Bank of England announced a further change to its base rate. In response we are […]