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Buy to Let

Whether you’re looking for your first investment property or adding to a portfolio, browse our Buy To Let, Multiple-Unit Freehold Block (MUFB) & Holiday Let products. Limited Company products also available.

Affordability calculator

Find out how much you can borrow with our affordability calculators.

Variable mortgages

Our Standard Variable Rate (SVR) is currently 8.39% (variable).

There may be a limit on how low your interest rate can fall. This is called an ‘interest rate floor’. The interest rate floor applicable to your loan will be specified in your loan documentation.

Product name
Ltd Co Multi-Unit Freehold Block (MUFB) variable for 2 years
Initial rate
6.94%
Discount from SVR
1.45%
Overall cost for comparison
8.6% APRC
Max LTV %
70%
Product fee
£1499
Product name
Buy to Let variable for 2 years
Initial rate
6.74%
Discount from SVR
1.65%
Overall cost for comparison
8.6% APRC
Max LTV %
80%
Product fee
£999
Product name
Ltd Company Buy to Let variable for 2 years
Initial rate
6.74%
Discount from SVR
1.65%
Overall cost for comparison
8.6% APRC
Max LTV %
80%
Product fee
£1,499
Product name
Holiday Let variable for 2 years
Initial rate
6.94%
Discount from SVR
1.45%
Overall cost for comparison
8.6% APRC
Max LTV %
75%
Product fee
£999
Product name
Ltd Co Holiday Let variable for 2 years
Initial rate
6.94%
Discount from SVR
1.45%
Overall cost for comparison
8.6% APRC
Max LTV %
75%
Product fee
£1,499
Product name
Multi-Unit Freehold Block (MUFB) variable for 2 years
Initial rate
6.94%
Discount from SVR
1.45%
Overall cost for comparison
8.6% APRC
Max LTV %
70%
Product fee
£999

Fixed rate mortgages

The mortgages listed below move on to our Standard Variable Rate (SVR), 8.39% (variable) after the initial rate period.

Product name
60% Ltd Company Buy To Let fixed for 5 years
See example
Initial rate
5.39%
Overall cost for comparison
7.7% APRC
Max LTV %
60%
Product fee
£3,499
Product name
Ltd Co Multi-Unit Freehold Block (MUFB) fixed for 5 years
See example
Initial rate
6.94%
Overall cost for comparison
8.3% APRC
Max LTV %
70%
Product fee
£1499
Product name
60% Ltd Company Buy To Let fixed for 2 years
See example
Initial rate
5.99%
Overall cost for comparison
8.7% APRC
Max LTV %
60%
Product fee
£3,499
Product name
Multi-Unit Freehold Block (MUFB) fixed for 5 years
See example
Initial rate
6.94%
Overall cost for comparison
8.2% APRC
Max LTV %
70%
Product fee
£999
Product name
Multi-Unit Freehold Block (MUFB) fixed for 2 years
See example
Initial rate
7.14%
Overall cost for comparison
8.6% APRC
Max LTV %
70%
Product fee
£999
Product name
Buy to Let fixed for 5 years
See example
Initial rate
6.74%
Overall cost for comparison
8.0% APRC
Max LTV %
80%
Product fee
£999
Product name
Buy to Let fixed for 2 years
See example
Initial rate
6.94%
Overall cost for comparison
8.6% APRC
Max LTV %
80%
Product fee
£999
Product name
Ltd Company Buy to Let fixed for 5 years
See example
Initial rate
6.74%
Overall cost for comparison
8.2% APRC
Max LTV %
80%
Product fee
£1,499
Product name
Ltd Company Buy To Let fixed for 2 years
See example
Initial rate
6.94%
Overall cost for comparison
8.7% APRC
Max LTV %
80%
Product fee
£1,499
Product name
Holiday Let fixed for 5 years
See example
Initial rate
6.94%
Overall cost for comparison
8.2% APRC
Max LTV %
75%
Product fee
£999
Product name
Holiday Let fixed for 2 years
See example
Initial rate
7.14%
Overall cost for comparison
8.6% APRC
Max LTV %
75%
Product fee
£999
Product name
Ltd Company Holiday Let fixed for 5 years
See example
Initial rate
6.94%
Overall cost for comparison
8.2% APRC
Max LTV %
75%
Product fee
£1,499
Product name
Ltd Company Holiday Let fixed for 2 years
See example
Initial rate
7.14%
Overall cost for comparison
8.6% APRC
Max LTV %
75%
Product fee
£1,499

Useful stuff

Mortgage Conditions

Tariff of Mortgage Fees

Customer feedback

Read what our members say about Bath Building Society on the review platform, Smart Money People