Buy to let

Whether you’re looking for your first investment property or adding to a portfolio, browse our Buy To Let mortgage, Limited Company & Holiday Let products.

Variable mortgages

Product name	Initial rate i	Discount from SVR i	Overall cost for comparison i	Max % LTV i	Product fee i	Mortgage repayment
Buy To Let variable for 2 years See example	3.10%	1.80%	4.8% APRC	75%	0.75% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £135,000 taken out for a period of 19 years on an interest only basis. Monthly instalments: £348.75 per month for 23 months, followed by £552.72 per month for 204 months. Total amount payable: £257,343.63 Total amount of credit: £135,000 The total amount payable includes administration fee £125, valuation fee £255, product fee £1,012.50, completion fee £75 and closing fee £100. The overall cost for comparison is 4.8% representative APRC. This example relates to the Buy to Let 3.10% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Ltd Company Buy To Let variable for 2 years See example	3.10%	1.80%	4.90% APRC	75%	1.5% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £135,000 taken out for a period of 19 years on an interest only basis. Monthly instalments: £348.75 per month for 23 months, followed by £552.72 per month for 204 months. Total amount payable: £258,356.13 Total amount of credit: £135,000 The total amount payable includes administration fee £125, valuation fee £255, product fee £2,025, completion fee £75 and closing fee £100. The overall cost for comparison is 4.9% representative APRC. This example relates to the Buy to Let 3.10% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Holiday Let variable for 2 years See example	3.50%	1.40%	4.90% APRC	70%	0.75% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £195,000 taken out for a period of 23 years on an interest only basis. Monthly instalments: £568.75 per month for 23 months, followed by £798.65 per month for 252 months. Total amount payable: £411,443.55 Total amount of credit: £195,000 The total amount payable includes administration fee £125, valuation fee £340, product fee £1,462.50, completion fee £75 and closing fee £100. The overall cost for comparison is 4.9% representative APRC. This example relates to the Holiday Let 3.50% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Ltd Company Holiday Let variable for 2 years See example	3.50%	1.40%	5.0% APRC	70%	1.5% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £195,000 taken out for a period of 23 years on an interest only basis. Monthly instalments: £568.75 per month for 23 months, followed by £798.63 per month for 252 months. Total amount payable: £412,901.01 Total amount of credit: £195,000 The total amount payable includes administration fee £125, valuation fee £340, product fee £2,925, completion fee £75 and closing fee £100. The overall cost for comparison is 5.0% representative APRC. This example relates to the Ltd Company Holiday Let 3.50% variable for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

Fixed rate mortgages

The mortgages listed below move on to our Standard Variable Rate, currently 4.9% (variable), after the initial rate period.

Product name	Initial rate i	Overall cost for comparison i	Max % LTV i	Product fee i	Mortgage repayment
Buy To Let fixed for 5 years See example	3.69%	4.7% APRC	75%	0.75% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £190,000 taken out for a period of 19 years on an interest only basis. Monthly instalments: £584.25 per month for 59 months, followed by £778.45 per month for 168 months. Total amount payable: £357,315.35 Total amount of credit: £190,000 The total amount payable includes administration fee £125, valuation fee £340, product fee £1,425, completion fee £75 and closing fee £100. The overall cost for comparison is 4.7% representative APRC. This example relates to the Buy to Let 3.69% fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Buy To Let - fixed for 2 years See example	3.49%	4.9% APRC	75%	0.75% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £190,000 taken out for a period of 19 years on an interest only basis. Monthly instalments: £552.58 per month for 23 months, followed by £778.17 per month for 204 months. Total amount payable: £363,521.02 Total amount of credit: £190,000 The total amount payable includes administration fee £125, valuation fee £340, product fee £1,425, completion fee £75 and closing fee £100. The overall cost for comparison is 4.9% representative APRC. This example relates to the Buy to Let 3.49% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Ltd Company Buy To Let fixed for 5 years See example	3.69%	4.70% APRC	75%	1.5% (£999 min)	£XXX.xx per month See details
An example: A mortgage of £190,000 taken out for a period of 19 years on an interest only basis. Monthly instalments: £584.24 per month for 59 months, followed by £778.45 per month for 168 months. Total amount payable: £358,740.35 Total amount of credit: £190,000 The total amount payable includes administration fee £125, valuation fee £340, product fee £2,850, completion fee £75 and closing fee £100. The overall cost for comparison is 4.7% representative APRC. This example relates to the Ltd Company Buy To Let fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Ltd Company Buy To Let fixed for 2 years See example	3.49%	5.0% APRC	75%	1.5% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £190,000 taken out for a period of 19 years on an interest only basis. Monthly instalments: £552.58 per month for 23 months, followed by £778.17 per month for 204 months. Total amount payable: £364,946.02 Total amount of credit: £190,000 The total amount payable includes administration fee £125, valuation fee £340, product fee £2,850, completion fee £75 and closing fee £100. The overall cost for comparison is 5.0% representative APRC. This example relates to the Buy to Let fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Holiday Let fixed for 5 years See example	4.09%	4.80% APRC	70%	0.75% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £234,000 taken out for a period of 17 years on an interest only basis. Monthly instalments: £797.55 per month for 59 months, followed by £959.22 per month for 144 months. Total amount payable: £421,633.13 Total amount of credit: £234,000 The total amount payable includes administration fee £125, valuation fee £395, product fee £1,755, completion fee £75 and closing fee £100. The overall cost for comparison is 4.8% representative APRC. This example relates to the Holiday Let 4.09% fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Holiday Let fixed for 2 years See example	3.99%	5.0% APRC	70%	0.75% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £215,000 taken out for a period of 20 years on an interest only basis. Monthly instalments: £714.88 per month for 23 months, followed by £880.95 per month for 216 months. Total amount payable: £424,034.94 Total amount of credit: £215,000 The total amount payable includes administration fee £125, valuation fee £395, product fee £1,612.50, completion fee £75 and closing fee £100. The overall cost for comparison is 5.0% representative APRC. This example relates to the Holiday Let 3.99% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Ltd Company Holiday Let fixed for 5 years See example	4.09%	4.90% APRC	70%	1.5% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £234,000 taken out for a period of 17 years on an interest only basis. Monthly instalments: £797.55 per month for 59 months, followed by £959.10 per month for 144 months. Total amount payable: £423,370.85 Total amount of credit: £234,000 The total amount payable includes administration fee £125, valuation fee £395, product fee £3,510, completion fee £75 and closing fee £100. The overall cost for comparison is 4.9% representative APRC. This example relates to the Holiday Let 4.09% fixed for five years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.
Ltd Company Holiday Let fixed for 2 years See example	3.99%	5.0% APRC	70%	1.5% (£999 min)	£XXX.xx per month See details
Representative example: A mortgage of £215,000 taken out for a period of 20 years on an interest only basis. Monthly instalments: £714.88 per month for 23 months, followed by £880.91 per month for 216 months. Total amount payable: £425,638.80 Total amount of credit: £215,000 The total amount payable includes administration fee £125, valuation fee £395, product fee £3,225, completion fee £75 and closing fee £100. The overall cost for comparison is 5.0% representative APRC. This example relates to the Holiday Let 3.99% fixed for two years product, is based on a typical mortgage and assumes that fees are not added to the mortgage. Please ask for a personalised illustration for your own particular requirements.

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