Standard residential mortgages
Buying your own home is one of the biggest financial decisions you’ll ever make. We understand no two borrowers are the same which is why we offer a flexible approach to mortgage criteria with manual underwriting. The range includes 95% Residential mortgages, where you only need a 5% deposit to get on the property ladder.
Our Standard Residential mortgages offer a Joint Borrower Sole Proprietor option, which may be useful if affordability is tight, as we take into account parent’s income when assessing the mortgage application, without them becoming a legal owner of the property. Give our mortgage team a call to chat about your individual situation.
Mortgages are secured against your home. You could lose your home if you do not keep up payments on your mortgage.